Lowering Your Car Insurance Premiums

In recent years, average car insurance premiums have been practically at a stand still. The main reason is price competition. With over 100 insurance companies fighting for your business competition is fierce. This being said, there are always bargains to be found because companies cut their premiums to try and attract motorists with the hope that you will remain loyal and stay with them in the following years. Every year, only 23% of motorists renew their insurance with their existing insurer.


The internet has created a revolution in marketing car insurance over the past few years. It provides a simple way to shop around without having to make numerous phone calls and without spending time sitting through automated phone systems.

Cheap Isn’t Always Best

It is important to remember that the lowest premium isn’t always the best. Some insurers recently have pushed up the level of claims excess that they want you to pay because this helps them provide a much lower quote. Make sure you also check if a courtesy car will be provided if your car is in for repair. You might also want to see if your covered for legal insurances or automatic windscreen replacement.

Here are some tips on keeping your premiums low;

If you have 2 or more vehicles in your home, some insurance companies will give discounts for insuring them all in one policy.

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Andy and his team at Bodyguard pulled out all stops to repair the car in time for our holiday. The work carried out was of a very high standard and we would not hesitate to recommend this firm to any friends or colleagues.

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